This website (Website) is hosted on a server in the state of Queensland, Australia and is owned and operated by QTK Group Pty Ltd as trustee for the QTK Unit Trust (ABN 70 767 827 457) (QTK).


Your access and use of the Website is conditional upon your acceptance and compliance with these terms and conditions (Terms of Use).

QTK may amend the Terms of Use from time to time and without notice.  By continuing to use the Website you accept and are bound by the Terms of Use as they apply from time to time.


The material on the Website, including all text, graphics, images and other material (Material) is provided by QTK for general guidance and is intended to offer the user general information of interest only.  The Material is not legal, financial or other professional advice and should not be relied on as a substitute for such advice.  Neither the transmission of Material on the Website nor your receipt of any material is intended to create any professional or fiduciary relationship between you and QTK.

QTK makes no warranties or representations regarding the quality, accuracy, completeness, merchantability or fitness for purpose of any of the Material.  We endeavour to take care in compiling the Material, however the Material may contain inaccuracies, errors or omissions. Any use and/or reliance on the Material is at your own risk.

It is your responsibility to carry out an appropriate virus check to ensure that the Website and the Material is free from viruses and other harmful code before using and/or accessing the Website and any Material.


You may only access, use and/or print the Material for non-commercial or personal uses provided that any copyright notice on such page is not removed.  All other use, copying, reproduction, republication, uploading, transmission, distribution and/or modification of the Material is prohibited unless provided for in the Terms of Use or on the Website or expressly authorised in writing by QTK or as permitted by applicable copyright legislation.


Unless otherwise indicated, copyright subsisting in the Material is owned or licensed by QTK.  Unless expressly stated, you may not, in any form or by any means copy, reproduce, adapt, store in a retrieval system, transmit, print, publish or create derivative works from any part of the Material or cause any of the Material to be framed or embedded in another website without the express written permission of QTK or as permitted by applicable copyright legislation.

All names, logos and trademarks are owned by QTK or the third parties who have contributed to the Website.  Nothing on the Website should be interpreted as granting any rights or any license to use or distribute any names, logos or trademarks, without express written authorisation of QTK or the relevant third parties.


The Website may contain links to other websites (Linked Sites).  Unless expressly stated, QTK is not responsible for, nor does it sponsor, endorse or approve any Linked Sites or any content on them, nor does QTK provide any warranty or take any responsibility for any aspect of those Linked Sites or their content.  You must not create or maintain any link from another website to this Website without the written consent of QTK.


This Website does not use “cookies” nor does it collect personal information from people who use the Website.  Our Internet server may record details about any computer used to access the Website (e.g., the domain from which you access the Internet, the date, time and duration of visits and the Internet address of the website from which you linked to this Website) and details of the information downloaded.  The information we collect is used for internal statistical purposes and to improve this Website.


What?  We may from time to time receive and store certain information relating to your use of, and behavior on the Site.  This information is commonly referred to as “clickstream” information.  For example, we may record information such as the areas of the Site you have accessed, the time, date and URL of the pages requested by you, your IP address and your browser software.  The recording of such information enables us to monitor the areas of the Site that are most popular and to improve sections of the Site accordingly.

Why?  To help us gain a better understanding of your likes and dislikes, so as improve the site, our marketing strategies and/or the products and services generally offered by us or our related companies.


To the maximum extent permitted by law, QTK excludes completely all liability to any person for loss or damage of any kind (however caused, including by negligence) arising from or relating in any way to the Material and/or use of the Website (Services). Where any law implies a warranty into these Terms of Use which may not be lawfully excluded, then to the maximum extent permitted by law, our liability for breach of the warranty will at our option be limited to the supply of the Services again, or the payment of the cost of having them supplied again.


The Terms of Use are governed by and will be construed according to the laws of Queensland, Australia.

If you have any questions about the use of this Website, please contact us at

© Pagge Pty Ltd 2015